Having homeowners insurance isn’t something you should consider optional. It’s useful for more than just insuring against theft and property damage. Almost all lenders in the mortgage industry won’t finance a home purchase or loan money for repairs unless the borrower can prove that the property is insured for at least the entire purchase price. The requirement for insurance extends…
Owning a small business means you will need to have business insurance to cover it. The insurance coverage your business needs must be able to keep your small business protected during trying times. These trying times may involve objects falling, employee injuries, floods, or building damage. Regardless of what the issue is, your business insurance should have it covered. The…
Whether you are new to commercial insurance in South Florida or are a commercial property owner shopping for new insurance companies in Boca Raton Florida to replace your existing commercial insurance policy, there is a good deal of information to consider. All Risk Insurance Group is a full-service and independent insurance company with more than 15 years of experience. As…
Flooding is a natural disaster that can happen anywhere in the United States. Flooding can occur when heavy rains cause rivers and streams to overflow their banks or when there is too much water inside a levee or drainage ditch. Flood insurance companies in South Florida usually offer flood insurance which is non – compulsory for mortgaged homeowners in what…
Hurricane season seems to be extended every year. The uncertainty of not knowing whether this year will bring a seriously powerful hurricane can be stressful to anyone. All we can do as homeowners and business owners is to ensure that our interests are well protected. When it comes to choosing insurance companies in Boca Raton Florida, you have a number…
Insurance for your RV is required if you own an RV and plan to operate it, whether you take road trips or live in it part-time. RVs can become involved in accidents or may suffer from damage due to extreme storms. If you have an RV insurance policy, it’s important to know what it covers to ensure you can file…
Florida residents must carefully examine their protection against hurricane and tropical storm damage at this time of year. Ordinary home insurance does not cover some potential property damage from such storms. For that, you need hurricane insurance. What Causes Hurricanes? Hurricanes form as tropical disturbances near the equator, where ocean temperatures are elevated so that moist air rises. That…
The current state of Florida homeowners’ insurance services has been significantly underwhelming for years. Several insurance firms have declared bankruptcy, needed midterm cancellations, ceased writing new business, or are in liquidation. For the most part, other companies continue to issue policies, but these policies are loaded with high deductibles or rate increases. At All Risk Insurance Group, we seek…
If you own any property, you must understand the significance of having it insured. Whether it’s a legal requirement, it’s in your best interest to get boat insurance. Your boat is exposed to potential threats like fires, thieves, damages and repairs, or accidents. If you fail to cover your boat, there is a chance you might incur huge losses in…
Personal injury protection insurance (PIP) pays for your medical costs and lost earnings when you are harmed in a vehicle accident. In most states, this coverage is optional. However, 16 states demand a certain amount of PIP protection. PIP coverage may overlap with your medical insurance, but it is sometimes necessary to have both plans. What Does PIP Cover? Personal…
