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Should You Have Personal Injury Protection (PIP) Coverage?
Should You Have Personal Injury Protection (PIP) Coverage?

Did you know that 12 US states, Florida, Kentucky, Massachusetts, Hawaii, Kansas, Michigan, Minnesota, North Dakota, New Jersey, Pennsylvania, New York, and Utah, have a no-fault personal injury protection (PIP) law? What It Means: No matter who is at fault in an accident, having PIP will save you from paying for your medical bills, in addition to coverage for other expenses. In…

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What does Flood Insurance Cover?
What does Flood Insurance Cover?

Florida has a sub-tropical environment. This means, Florida gets mild winters and hot summers. Additionally, the warmer months feature frequent thunderstorms, tropical storms, and hurricanes. Needless to say, excessive rains or overflowing streams & rivers lead to flooding.     Home Insurance and Floods    As a first-time homebuyer or a new resident in the Sunshine State, you might think that…

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When You Should Consider Comprehensive Auto Insurance
When You Should Consider Comprehensive Auto Insurance

Not every state requires drivers to purchase comprehensive auto insurance, but car leases and lenders may require that you get it. If you want to understand comprehensive auto insurance, also known as car liability insurance in Boca Raton, Florida, we will explain it with a colorful analogy. You will only need comprehensive auto insurance if you have terrible luck while…

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Windstorm and Hurricane Insurance – Should You Have It?
Windstorm and Hurricane Insurance – Should You Have It?

Your home is where your money is. It’s the most valuable investment you’ll make in your life. Therefore, to cover the cost of unprecedented damages, you have property insurance. Boca Raton, Florida’s most expensive home insurance won’t even cover all types of hurricane damages. Knowing what your property insurance Boca Raton, Florida, covers is essential before buying hurricane insurance if…

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