Tired of paying too much for auto insurance? You don’t have to break the bank just yet. There are plenty of ways to save money on car coverage, and one great way is through discounts. Insurance companies offer various discount options that could drastically reduce your premiums, so explore all possible offers before committing. Doing some research now may pay…
Home insurance is an important aspect of owning a home that many are initially unfamiliar with. It is very important for homeowners to understand their policy and what it covers, as well as the main points that affect how much they will pay for their insurance. Replacement Cost Coverage This is the most common type of coverage home insurance coverage,…
Have you ever wondered about the various losses covered under your home cover? You’re not alone. The truth is that it’s a confusing topic for many people, particularly if you’ve never had to make a claim and go through the claims process. The good news is that this article answers your questions about the losses covered under your home cover.…
As a homeowner, it’s essential to be aware of the different insurance coverage available to you. One type of policy you may need to understand is an HO6 policy. Also known as a condo insurance policy, an HO6 policy protects condo owners from financial losses due to damages to their units or common areas. While your condo association’s master policy…
As a business owner, you know that many risks come with owning and operating a company. You need to take precautions to protect your business from potential lawsuits, but even then, you can’t predict everything. That’s where general liability insurance comes in. Here are five reasons why you need general liability insurance. 1. For Protection Against the Unexpected As a…
It does not matter the type of business you run. Business owners in every industry have been known to contend with unforeseen occurrences. Even with top-notch procedures in place that are designed to reduce risk, accidents still happen. To protect business owners and those who work for the business, commercial liability insurance is essential. If you are a business owner…
It is essential to review your small business insurance coverage regularly. It would help if you did it at least once a year. The more you review your insurance policy, the easier it will be for you to find any gaps in coverage and address them before they become problems. Here is when to re-evaluate. Before Signing a Lease Your…
Purchasing a house is a tremendous investment and an overwhelming emotional and financial experience. The excitement of buying a home can make it possible for potential homeowners to overlook some important warning signs that turn out to be disastrous in the future. During house hunting, you come across different options, with some matching the description and aesthetic you are looking…
Do you have Compensation insurance? You need it if you’re employed. Workers Comp is there to protect you if you are injured or become ill as a result of your job. Read on to learn more about workers compensation and what it covers. What Is Workers Compensation Insurance? Insurance benefits injured employees who become ill due to their job. It…
Having homeowners insurance isn’t something you should consider optional. It’s useful for more than just insuring against theft and property damage. Almost all lenders in the mortgage industry won’t finance a home purchase or loan money for repairs unless the borrower can prove that the property is insured for at least the entire purchase price. The requirement for insurance extends…
