Workers Comp Insurance for South Florida Companies
Workers compensation insurance helps employers cover the costs when their workers are injured on the job. Workers comp insurance covers the medical costs, the rehabilitation costs and the lost wages for employees injured at your Florida workplace. It is required by law in the state of Florida.
Each individual working for someone else, a group, firm, or organization in the state of Florida must be secured by Workers’ Comp insurance. This incorporates individuals working under an agreement whether it is communicated or implied.
The coverage must apply to minors or aliens who are legally or illegally employed. Musicians, licensed real estate brokers and temp workers are exempt, as are most independent contractors except for those in the construction industry.