SR-22 Insurance and FR-44 Policies for South Florida
Have you been told that you are required to obtain an SR-22 or FR-44 by the Florida courts? Sometimes referred to as ‘DUI Insurance’, our insurance agency is here to help answer all your questions and get you the type of coverage that is required at the lowest possible premium price.
Obtaining SR-22 insurance or an FR-44 is required for “high-risk drivers” in Florida. Drivers considered “high-risk” can be defined as having a DUI conviction, driving with a suspended license or having been in a car accident without insurance can expect to have to have this ‘proof of coverage’ to show the Florida DMV that you have the required liability auto insurance.
What is an SR-22?
An SR-22 is a document, on file with the state of Florida, that proves you have car insurance that meets the minimum coverages required by law. In reality it is not insurance at all per se, but a certificate of financial responsibility acknowledging that you are insured and that your auto insurer ( in this case ‘All Risk Insurance Group ) will contact the state if your policy is canceled for any reason. In Florida, there may be an additional requirement to also have an FR-44.
What is an FR-44?
Often referred to as ‘DUI Insurance’, FR-44 is a form that proves you have complied with Florida’s financial responsibility law for motor vehicle liability insurance coverage of 100k/300k/50k. It essentially states that you, as the insured, carries the minimum of $100,000 liability on the policy. Coverage requirements are higher as are premiums for FR-44s. We are able to help you obtain and certify this form.
All Risk Insurance Group in Boca Raton is a licensed Florida insurance company that is registered with the state of Florida to issue SR-22s and FR-44s. We offer these and many other types of auto insurance coverage for South Floridians, from Boca Raton to Palm Beach, Davie to Delray Beach.
All Risk Insurance agents are happy to answer any questions about SR-22 and FR-44 insurance policies and can write these plans up for you so that you have the required covers.
Contact us today with any questions you may have or if you have been instructed to obtain these documents. We are a full service insurance agency, offering homeowners and commercial insurance throughout South Florida. Call 561-395-5220 for friendly service today.