Welcome to All Risk Insurance Group, where your pet’s well-being is our top priority. We understand the special place your furry friends hold in your heart, and that’s why we bring you The Prudent Choice in pet insurance. Rated #1 on Trustpilot, our comprehensive coverage ensures your pets receive the care they deserve without compromising your financial peace of mind.
At The Prudent Choice, we take pride in our lightning-fast claims processing, with 75% of claims being handled within 24 hours. Recognized as the World’s Greatest Pet Insurance by Bloomberg TV in 2022, our commitment to excellence is reflected in every aspect of our service.
One of our standout features is the 24/7 Vet Chat, a free resource available to all our policyholders. Whether you have a question about your pet’s health or need advice, our dedicated team is ready to assist you anytime, day or night.
We believe in transparency and customer satisfaction, which is why we offer a 30-day money-back guarantee. Try The Prudent Choice risk-free, and if you’re not completely satisfied within the first month, we’ll refund your premium with no questions asked.
Discover the freedom to choose your preferred vet with The Prudent Choice—no restrictive networks. Our coverage includes a wide range of veterinary expenses, from accidents and illnesses to eye, ear, and skin issues, cancer, prescription medications, orthopedic conditions, and more.
Getting started is easy – visit any licensed vet, submit your claim through our user-friendly portal, and enjoy lightning-fast reimbursement, with up to 90% of your vet bill covered.
Your pets’ health is in good hands with The Prudent Choice. If you have any questions or are ready to explore our pet insurance plans, feel free to reach out to All Risk Insurance Group at (561) 395-5220. We’re here Monday to Friday from 9 am to 5 pm, and we look forward to providing your pets with the care they deserve.
Lisa Pacillo
The Prudent Choice
Rated #1
Pet insurance on Trustpilot
Lightning Fast Claims
75% processed in 24-hours
World's Greatest 2022
According to Bloomberg TV
24/7 Vet Chat
FREE for all policyholders
No Risk
30-day money back guarantee
The Prudent Choice
Happy and Healthy
Coverage for veterinary expenses if your pet is hurt or sick
Your Vet is Our Vet
No veterinary networks – work with any vet in the US
Your Kind of Treat
Save thousands of dollars on veterinary bills
What is Covered?
Accidents and Illness
Eye, Ear, Skin Issues
Cancer
Prescription Meds
Orthopedic Conditions
And more!
Have a question? Just call (561) 395-5220
The Prudent Choice provides comprehensive coverage for a range of veterinary expenses, including accidents, illnesses, eye, ear, and skin issues, cancer, prescription medications, orthopedic conditions, and more. Our goal is to ensure that your pets receive the care they need.
We understand the urgency of veterinary care, and that’s why we prioritize quick claims processing. In fact, 75% of claims are processed within 24 hours, allowing you to focus on your pet’s well-being without unnecessary delays.
Absolutely! The Prudent Choice gives you the freedom to choose any licensed vet in the U.S. or Canada. We don’t have restrictive veterinary networks, so you can continue working with the vet you trust the most.
Yes, there is a waiting period for certain coverages, such as accidents and illnesses. This waiting period helps ensure that we can provide coverage for unexpected events while maintaining the affordability of our plans.
Submitting a claim is easy! Simply pay your vet bill, then upload a snapshot of the bill to your pet’s portal. Our user-friendly process ensures a hassle-free experience, and after claim approval, you’ll receive up to 90% reimbursement.
The Prudent Choice stands out for its commitment to transparency, lightning-fast claims processing, and exceptional customer service. Rated #1 on Trustpilot and recognized as the World’s Greatest Pet Insurance by Bloomberg TV in 2022, we take pride in delivering top-notch coverage for your furry family members.
Yes, The Prudent Choice offers a 30-day money-back guarantee. If you’re not completely satisfied within the first 30 days of coverage, we’ll refund your premium, no questions asked.
Absolutely! As a policyholder with The Prudent Choice, you have free access to our 24/7 Vet Chat. Our dedicated team is here to assist you with any questions or concerns you may have about your pet’s health.
