Flooding is a natural disaster that can happen anywhere in the United States. Flooding can occur when heavy rains cause rivers and streams to overflow their banks or when there is too much water inside a levee or drainage ditch. Flood insurance companies in South Florida usually offer flood insurance which is non – compulsory for mortgaged homeowners in what…
Hurricane season seems to be extended every year. The uncertainty of not knowing whether this year will bring a seriously powerful hurricane can be stressful to anyone. All we can do as homeowners and business owners is to ensure that our interests are well protected. When it comes to choosing insurance companies in Boca Raton Florida, you have a number…
Insurance for your RV is required if you own an RV and plan to operate it, whether you take road trips or live in it part-time. RVs can become involved in accidents or may suffer from damage due to extreme storms. If you have an RV insurance policy, it’s important to know what it covers to ensure you can file…
Florida residents must carefully examine their protection against hurricane and tropical storm damage at this time of year. Ordinary home insurance does not cover some potential property damage from such storms. For that, you need hurricane insurance. What Causes Hurricanes? Hurricanes form as tropical disturbances near the equator, where ocean temperatures are elevated so that moist air rises. That…
The current state of Florida homeowners’ insurance services has been significantly underwhelming for years. Several insurance firms have declared bankruptcy, needed midterm cancellations, ceased writing new business, or are in liquidation. For the most part, other companies continue to issue policies, but these policies are loaded with high deductibles or rate increases. At All Risk Insurance Group, we seek…
If you own any property, you must understand the significance of having it insured. Whether it’s a legal requirement, it’s in your best interest to get boat insurance. Your boat is exposed to potential threats like fires, thieves, damages and repairs, or accidents. If you fail to cover your boat, there is a chance you might incur huge losses in…
Personal injury protection insurance (PIP) pays for your medical costs and lost earnings when you are harmed in a vehicle accident. In most states, this coverage is optional. However, 16 states demand a certain amount of PIP protection. PIP coverage may overlap with your medical insurance, but it is sometimes necessary to have both plans. What Does PIP Cover? Personal…
College is the place a young adult starts to grow. They gain the knowledge and responsibilities required to move to the next chapter of their lives. This means obtaining and paying for some of the necessary protections to keep them safe. Vehicle Insurance One of these items is car liability insurance. This form of coverage protects the driver, their passengers,…
When you hear or read about the purchase of dwellers insurance, your mind goes to the homeowner’s policy in the mortgage contract. In the real sense, dwellers insurance is very important and beneficial to you as a homeowner. Lacking a homeowner’s insurance can cost you your life savings and income because of unexpected expenses. To help you understand the essence…
Did you know that 12 US states, Florida, Kentucky, Massachusetts, Hawaii, Kansas, Michigan, Minnesota, North Dakota, New Jersey, Pennsylvania, New York, and Utah, have a no-fault personal injury protection (PIP) law? What It Means: No matter who is at fault in an accident, having PIP will save you from paying for your medical bills, in addition to coverage for other expenses. In…
