Home insurance is an important aspect of owning a home that many are initially unfamiliar with. It is very important for homeowners to understand their policy and what it covers, as well as the main points that affect how much they will pay for their insurance. Replacement Cost Coverage This is the most common type of coverage home insurance coverage,…
Have you ever wondered about the various losses covered under your home cover? You’re not alone. The truth is that it’s a confusing topic for many people, particularly if you’ve never had to make a claim and go through the claims process. The good news is that this article answers your questions about the losses covered under your home cover.…
Purchasing a house is a tremendous investment and an overwhelming emotional and financial experience. The excitement of buying a home can make it possible for potential homeowners to overlook some important warning signs that turn out to be disastrous in the future. During house hunting, you come across different options, with some matching the description and aesthetic you are looking…
Having homeowners insurance isn’t something you should consider optional. It’s useful for more than just insuring against theft and property damage. Almost all lenders in the mortgage industry won’t finance a home purchase or loan money for repairs unless the borrower can prove that the property is insured for at least the entire purchase price. The requirement for insurance extends…
Florida residents must carefully examine their protection against hurricane and tropical storm damage at this time of year. Ordinary home insurance does not cover some potential property damage from such storms. For that, you need hurricane insurance. What Causes Hurricanes? Hurricanes form as tropical disturbances near the equator, where ocean temperatures are elevated so that moist air rises. That…
The current state of Florida homeowners’ insurance services has been significantly underwhelming for years. Several insurance firms have declared bankruptcy, needed midterm cancellations, ceased writing new business, or are in liquidation. For the most part, other companies continue to issue policies, but these policies are loaded with high deductibles or rate increases. At All Risk Insurance Group, we seek…
College is the place a young adult starts to grow. They gain the knowledge and responsibilities required to move to the next chapter of their lives. This means obtaining and paying for some of the necessary protections to keep them safe. Vehicle Insurance One of these items is car liability insurance. This form of coverage protects the driver, their passengers,…
