Are you shopping for auto insurance? Wanting to make sure you are receiving a competitive rate? Did you know that you can qualify for discounts based on your career, safe driving course and being a good student? These are all discounts that can be applied to your policy to make your rate lower. We can help and guide you through the process of shopping for auto insurance. All Risk Insurance Group represents multiple auto carriers that offer competitive rates, to give you options. Because we are an independent agency we have we have markets that the “other guys” may not.
What is Auto Insurance?
Auto insurance gives you the peace of mind while driving on the road. This type of coverage provides property, liability and medical coverage as well as theft, vandalism and collision.
Florida state requires that you have a minimum coverage for auto insurance. These include:
Bodily Injury to Others: $10,000 per person / $20,000 per accident
Property Damage Liability: $10,000 per accident
Most people consider higher amounts of auto insurance rather than what is required by the state in order to protect their assets in the event of an accident. What is Personal Injury Protection (PIP) Coverage? If you were to be injured in a car accident, Personal Injury Protection (PIP) would pay for your medical expenses and other related costs. For example, PIP coverage would pay for:
Medical expenses from injuries suffered in an auto accident.
Lost wages due to missed time at work.
Did you know that you can save $$ by bundling your home insurance policy along with your auto insurance to qualify for the multi-policy discount.Why not save even more and add an Umbrella policy!