Florida residents must carefully examine their protection against hurricane and tropical storm damage at this time of year. Ordinary home insurance does not cover some potential property damage from such storms. For that, you need hurricane insurance. What Causes Hurricanes? Hurricanes form as tropical disturbances near the equator, where ocean temperatures are elevated so that moist air rises. That…
Personal injury protection insurance (PIP) pays for your medical costs and lost earnings when you are harmed in a vehicle accident. In most states, this coverage is optional. However, 16 states demand a certain amount of PIP protection. PIP coverage may overlap with your medical insurance, but it is sometimes necessary to have both plans. What Does PIP Cover? Personal…
Insuring your business is an essential part of your entrepreneurial success. It’s also an important part of your financial plan, as it protects your assets and earns you money. Small businesses’ insurance needs are different from those of large companies. That’s why it’s important to talk to a business insurance agent in Delray Beach about what type of insurance is…
Insurance is your protection against any type of unforeseen financial loss. There are so many types of insurances available that it gets people easily confused in terms of which one they should buy. In fact, this confusion is the biggest reason people are reluctant to invest in different types of insurances. In this article, we have covered the insurance that…
Florida has a sub-tropical environment. This means, Florida gets mild winters and hot summers. Additionally, the warmer months feature frequent thunderstorms, tropical storms, and hurricanes. Needless to say, excessive rains or overflowing streams & rivers lead to flooding. Home Insurance and Floods As a first-time homebuyer or a new resident in the Sunshine State, you might think that…
Have you just bought a boat and want to insure it? Depending on the coverage your boat insurance policy offers, the cost of any loss related to your boat will be more or less effective. To choose the right boat insurance, it is essential to consider certain criteria. What type of insurance policy should you choose? Which boat insurance guarantees…
Not every state requires drivers to purchase comprehensive auto insurance, but car leases and lenders may require that you get it. If you want to understand comprehensive auto insurance, also known as car liability insurance in Boca Raton, Florida, we will explain it with a colorful analogy. You will only need comprehensive auto insurance if you have terrible luck while…
Your home is where your money is. It’s the most valuable investment you’ll make in your life. Therefore, to cover the cost of unprecedented damages, you have property insurance. Boca Raton, Florida’s most expensive home insurance won’t even cover all types of hurricane damages. Knowing what your property insurance Boca Raton, Florida, covers is essential before buying hurricane insurance if…
While you are required to maintain car liability insurance in Boca Raton Florida, the state doesn’t compel you to maintain uninsured motorist coverage. However, it is in your best interests to understand how this type of insurance protection can benefit you. Before deciding whether or not to get the added protection, it may help to learn more about how this…
Your home is one of your biggest investments, so we understand why you would want to protect it dearly. The best way to do this is to buy a home insurance policy. In most cases, when you are in the process of securing a mortgage, the lender asks to get the house insured not only for your well-being but also…
